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Yorkshire Building Society first to bring back 95% mortgages

Riskier product not available for newbuild houses or flats and follows budget offer to back part of the loans

Yorkshire Building Society will become the first lender to relaunch 95% mortgages in the mainstream market, nearly a year after the pandemic spooked lenders into withdrawing low-deposit home loans.

However, the deal will only be available to first-time buyers and the society will apply strict conditions on lending, including ruling out flats and new-build homes.

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